Project Loan provides long-term financing for setting up or expanding business projects. It covers costs related to land, construction, machinery, and infrastructure. Structured repayment options support smooth project execution. Ideal for manufacturing, infrastructure, and service sector projects.
Checklist – Project Loan Application (For SMEs, Traders, and Manufacturers)
Business Identity Documents
– Certificate of Incorporation / Registration (Company, LLP, Partnership, Proprietorship)
– GST Registration Certificate
– PAN Card of Business & Promoters
– Memorandum & Articles of Association / Partnership Deed
Detailed Project Report(DPR)
Financial Documents
– Last 3 years Audited Balance Sheet & Profit & Loss Statements
– Latest Income Tax Returns (Business & Promoters)
– Current year Provisional Financials
– Bank Statements (last 6–12 months)
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Operational Documents
– Existing Loan Sanction Letters (if any)
– Details of Current OD/CC limits
– Debtors & Creditors List (Aging report)
– Stock Statement (latest)
✅ Compliance & Legal
– KYC of Directors/Partners (Aadhar, PAN, Passport, Voter ID)
– Address Proof of Business (Electricity Bill, Rent Agreement, Property Papers)
– Board Resolution (for companies)
– Credit Bureau Report (CIBIL/Experian)
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✅ Collateral / Security (if applicable)
– Property Documents (Title Deed, Tax Receipts, Valuation Report)
– Machinery / Asset Papers (if hypothecated)
– Insurance Papers of Assets
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✅ Other Supporting Documents
– Business Profile / Company Brochure
– Projected Cash Flow Statement
– Loan Application Form (signed & stamped)
– Any Government Scheme Eligibility Proof (CGTMSE, CGSS, etc.)